The federal government has opened the Prime Minister’s Apna Ghar (PM-APG) housing finance initiative to overseas Pakistanis, significantly widening its investor base in a bid to boost affordable housing access across the country.

The decision was approved in a meeting of the Economic Coordination Committee (ECC) of the Cabinet held on Tuesday, chaired by Finance Minister Muhammad Aurangzeb at the Finance Division.

Under the revised framework, the program will now expand its financing structure through multiple channels, including institutional lending, public-private partnerships, and participation from non-banking financial companies. The inclusion of overseas Pakistanis is a key new feature aimed at strengthening funding flows and meeting housing sector targets more effectively.

Officials said the updated model is designed to accelerate housing finance penetration by bringing in a broader mix of domestic and international investors, while also improving the overall scale and reach of the program.