Personal deposits make up nearly half of Pakistan’s banking deposits, underscoring the strong role of households and individuals in the country’s financial system, according to data from the State Bank of Pakistan compiled by Topline Research.

As of August 2025, total deposits stood at Rs33.8 trillion. Of this, 49.4%, equivalent to more than Rs16 trillion, were held by individuals, including salaried employees, self-employed professionals, housewives, students, and others.

The private sector contributed 20.3% of deposits, or Rs6.8 trillion, while federal and provincial governments accounted for 15.2%. Non-resident deposits represented 3%, and the remaining 12% were classified as “others.”