The government has announced a revision of profit rates for National Savings Schemes (NSS) across various investment categories, effective March 20, 2025.
The latest update reveals a significant increase in the Sarwa Islamic Term Account (SITA), which saw a rise of 70 basis points (bps), bringing the rate to 10.44% from the previous 9.74%.

Similarly, the Short-Term Savings Certificates (STSC) rate increased by 15 bps, now standing at 10.96%. Other categories, including the Bahbood Savings Certificates (BSC), Pensioner Benefit Account (PBA), and Shuhada Family Welfare Account (SFWA), each experienced a 10 bps increase, reaching a rate of 13.68%.
In contrast, the Defence Savings Certificates (DSC) recorded a slight uptick of 1 bps, now at 12.15%. However, the Savings Account (SA) saw a notable decline, dropping by 100 bps to 10.50%, down from 11.50%.