Auto financing in Pakistan surged to Rs. 263 billion by the end of April, up from Rs. 236 billion in March, as more buyers opt for bank leasing to purchase new and used vehicles, according to the latest figures from the State Bank of Pakistan.

The upward trend in auto financing began in August 2024, when the total stood at Rs. 227.3 billion. Despite the recent growth, the current level remains below the all-time high of Rs. 368 billion recorded in June 2022.

Overall consumer financing also saw a healthy increase, rising 11.1 percent year-on-year in April 2025 to reach Rs. 892 billion. Financing for personal use climbed to Rs. 268 billion, marking a 12.7 percent year-on-year rise and a modest 0.2 percent increase compared to the previous month.

In contrast, credit for house building experienced a slight decline, falling 2.4 percent year-on-year to Rs. 201 billion, down from Rs. 206 billion in April last year.

Meanwhile, outstanding credit to the private sector reached Rs. 9.48 trillion in April, reflecting continued activity in the broader lending market.