The federal government has updated the profit structure for several National Savings schemes from September 2026, including Defence Savings Certificates and Behbood Savings Certificates.

Under the latest schedule, Defence Savings Certificates will retain their 10-year maturity period.

An investor putting Rs. 100,000 into the scheme will see its value reach Rs. 110,000 after one year and Rs. 121,000 after two years.

The amount will increase to Rs. 133,000 in the third year, Rs. 147,000 in the fourth year and Rs. 163,000 after five years.

By the sixth year, the investment will stand at Rs. 182,000. It will then rise to Rs. 204,000 after seven years, Rs. 230,000 after eight years and Rs. 262,000 after nine years.

At maturity after 10 years, the original Rs. 100,000 investment will become Rs. 300,000 under the revised schedule.

The government has also revised the profit rate applicable to Behbood Savings Certificates.

These changes are part of the updated National Savings profit schedule introduced for September 2026.